Akhil Theerthala

Senior Member Data Scientist, Perfios Software Solutions

I build and evaluate ML systems for financial documents and language models, from data curation to production quality gates.

Akhil Theerthala

About

What I build, and the research questions behind it.

Senior Member Data Scientist, Perfios Software Solutions · Bengaluru, India

I am a Senior Member Data Scientist at Perfios Software Solutions, working on applied ML systems for financial document intelligence and finance-specific language models. My work sits between research and deployment: adapting VLMs for dense financial documents, building evaluation and quality gates, and translating prototypes into reliable systems for banks, lenders, insurers, and personal-finance workflows.

My research focus is data-centric and evaluation-centric AI: synthetic and semi-synthetic data curation, behavior-aware personal-finance supervision, agentic finance benchmarks, slice-based evaluation, and lightweight interpretability or steering for language models. I care about methods that improve reliability under real constraints: latency, auditability, cost, and failure transparency.

Experience

Production ML systems and research collaborations, most recent first.

Apr 2025 - Present

Senior Member Data Scientist

Perfios Software Solutions

Leading research and production evaluation for reliable financial language and document-intelligence systems.

  • Leading uncertainty-quantification research for financial LLMs by building a BFSI-specific benchmark, auditing cultural and demographic biases, measuring calibration across numerical-precision conditions, probing cues associated with miscalibration, and testing steering, context conditioning, and fine-tuning as mitigation methods.
  • Developing guardrails for LLM and agent applications in banking by mapping vulnerability surfaces, constructing adversarial and failure-mode evaluations, and testing output controls aligned with RBI's FREE-AI recommendations for safe, fair, explainable, and robust AI.
  • Developed and now monitor a reference-free document image-quality assessment service using ViT regression; the production system identifies low-quality documents at 92% precision before they enter HDB's downstream applications.

RecognitionCircle of Excellence award for research contributions to generative AI and financial document intelligence.

Aug 2025 - Present

Research Volunteer

FSIL & HCAI Labs, Georgia Tech

Contributing to open research on financial-agent evaluation and controllable language-model behavior.

  • Co-authored FinForge, a semi-synthetic benchmark generation pipeline for financial agentic systems, accepted at the AAAI 2026 Agentic AI in Financial Services Workshop.
  • Contributed to the Role Steering of Language Models for Social Simulations project, published in the Social Simulations Workshop at COLM 2026.
Jun 2023 - Apr 2025

Member Data Scientist

Perfios Software Solutions

Built and optimized production document-AI systems for classification, table detection, and structure recognition.

  • Distilled and quantized a multimodal document classifier into a lightweight student model, reducing latency from 8s to 200ms while preserving F1 parity in production-scale evaluation.
  • Improved generalized table detection accuracy by 27.6%, lifting downstream TSR module performance, via semi-synthetic data curation and systematic evaluation of YOLOv8 variants.
  • Integrated a semantic row-detection module (fine-tuned text encoders) into the production TSR pipeline with under 40ms added turnaround time, preserving existing throughput.

Public Artifacts

Datasets, models, and tools I have released in the open.

2026

Sep 2026 · Open source · Mac app

A reading app that turns arXiv and alphaXiv links into a paper library on your Mac, with adjustable layouts, optional AI overviews and explanations, and EPUB export for Kindle. Built primarily with GPT-6 Astra in Codex.

Sep 2026 · Open source · Mac app

LocalXiv

A reading app that turns arXiv and alphaXiv links into a paper library on your Mac, with adjustable layouts, optional AI overviews and explanations, and EPUB export for Kindle. Built primarily with GPT-6 Astra in Codex.

Free under AGPL-3.0 for Apple Silicon Macs on macOS 26 or newer. Importing, reading, and exporting papers need no AI account.

  1. 01Paste an arXiv or alphaXiv link
  2. 02Read with adjustable fonts and rendered equations
  3. 03Explore an Overview, a Blog, or chat
  4. 04Export an EPUB or send it to Kindle

Jan 2026 · Open source · Hugging Face

Two synthetic spatial-reasoning training sets built from GQA images at opposite curation extremes, ten questions per image against one, used to fine-tune six Qwen3‑VL models for a controlled comparison.

Jan 2026 · Open source · Hugging Face

Density vs. Diversity: VLM Curation Datasets

Two synthetic spatial-reasoning training sets built from GQA images at opposite curation extremes, ten questions per image against one, used to fine-tune six Qwen3‑VL models for a controlled comparison.

Train and validation sets for the density-versus-diversity study: the same question budget spent on 750 images or on 7,500.

Samples per set
15k
Dense images
750
Diverse images
7.5k
Fine-tuned VLMs
6
2025

Sep 2025 · Open source · Hugging Face

Curated behavior-aware supervision data for Indian personal-finance reasoning, fine-tuned 8B and 14B models, and evaluated personalization quality against larger baselines.

Sep 2025 · Open source · Hugging Face

Kuvera Personal Finance Datasets and LLMs

Curated behavior-aware supervision data for Indian personal-finance reasoning, fine-tuned 8B and 14B models, and evaluated personalization quality against larger baselines.

Kuvera PersonalFinance V2.1 contains 18.8k reasoning records across eight thematic categories.

Rows
18.8k
Categories
8
Model
8B
Lower cost
80%

Record schema

category · query · chain_of_thought · response

May 2025 · 1st place, global competition

Built a synthetic reasoning dataset and trained a 7B model that outperformed larger baselines through curation quality rather than model scale.

May 2025 · 1st place, global competition

Reasoning Dataset Challenge

Built a synthetic reasoning dataset and trained a 7B model that outperformed larger baselines through curation quality rather than model scale.

First-place reasoning dataset submission in a field of more than 150 teams.

Placement
1st
Teams
150+

Apr 2025 · Open source · AI ethics dataset

Created a 567-example seed dataset that structures moral-dilemma analysis through Morality-as-Cooperation, deontological, and utilitarian perspectives, with explicit limitations for further validation.

Apr 2025 · Open source · AI ethics dataset

Themis Scales: Moral Dilemma Resolution

Created a 567-example seed dataset that structures moral-dilemma analysis through Morality-as-Cooperation, deontological, and utilitarian perspectives, with explicit limitations for further validation.

A proof-of-concept collection of 567 dilemmas across four categories, structured through three complementary ethical lenses.

Rows
567
Categories
4
Ethical lenses
3
DOI
10.57967/hf/5177

Record schema

category · query · chain_of_thought · response

Publications

2026
ATTRIB Workshop, NeurIPS’26

Data Attribution Should Guide Pretraining

Glenn Matlin, Chandreyi Chakraborty, Mohammed Rehan Parwani, Saehee Eom, Anthony Wen-Ming Zang, Akhil Theerthala, Arjun Chatterjee, Tejas Khandwekar, Brandon Michaels, Alvin Deng, Mark Riedl

Pretraining data curation decides what a model learns from, yet the properties that make a document worth learning from depend on what the model already knows. We argue that training-data attribution should steer pretraining. Influence-driven selectors already act on attribution to improve a run; we argue that the field should ask more of that attribution. A ranking of documents serves the run it was computed for, whereas a data property that explains a gain can be tested on new data and, where it holds, written into a curation criterion, including where familiar quality signals are known to diverge from measured usefulness. We specify a feedback loop that interprets attributed sources, tests the data changes they suggest, and folds the outcomes back into the next run and its curation criteria, and we state what evidence each step requires and what none of them establishes. Historical contribution, an understandable explanation, and future data value are distinct claims that require distinct evidence. We set out a research agenda for establishing when attribution improves curation decisions over existing methods at matched cost.

  • Training Data Attribution
  • Data Curation
  • Pretraining
Social Simulations Workshop, COLM’26

Role Steering of Language Models for Social Simulations

Isaac Song, Mohammed Rehan Parwani, Glenn Matlin, Emile Anand, Akhil Theerthala, Arjun Chatterjee, Anthony Wen-Ming Zang, Maria Kostylew, Yonadav G. Shavit, Sebastien Krier, Mark Riedl

An activation-steering screening workflow for role-conditioned language-model agents in social simulations. Across 275 roles, role-specific directions improve judged role-profile alignment over an assistant-axis control while preserving lexical diversity; 38 roles decline across every measured dimension, showing why steering strength should be selected per role rather than applied uniformly.

  • Activation Steering
  • Social Simulation
  • LLMs
Agentic AI in Financial Services Workshop, AAAI’26

FinForge: Semi-Synthetic Financial Benchmark Generation

Glenn Matlin, Akhil Theerthala, Anant Gupta, Anirudh JM, Rayan Castilla, Yi Mei Ng, Sudheer Chava

A scalable semi-synthetic pipeline for building finance-specific LM benchmarks from authoritative sources using expert-guided curation and controlled LM synthesis. FinForge-5k contains 5,000+ human-validated question-answer pairs across 11 finance subdomains and reveals substantial gaps in financial reasoning, even as leading models approach 80% accuracy.

  • Benchmarks
  • Agentic AI
  • Finance
2025
FinNLP Workshop, EMNLP’25

Synthesizing Behaviorally-Grounded Reasoning Chains: A Data-Generation Framework for Personal Finance LLMs

Akhil Theerthala

A reproducible data-centric framework that combines financial context with behavioral-finance studies to create supervision for end-to-end personal-finance advisors. Using a 19k-sample reasoning dataset, a fine-tuned Qwen-3-8B matches much larger 14-32B baselines on factuality, fluency, and personalization while reducing cost by about 80%.

  • Personal Finance
  • Data-centric
  • LLM Evaluation

Writings

Curated research notes first, technical essays second, older learning notes archived for completeness.

Education

Formal training and affiliations.

Apr 2026 - Present

MSc, Data Science

International Institute of Information Technology, Hyderabad

Aug 2019 - May 2023

B.Tech, Aerospace Engineering

Indian Institute of Technology, Kharagpur